Turn Future Credit Card Sales Receivables into Cash Today

A merchant cash advance is a financial service that enables a business to receive a cash advance for estimated future credit card sales.

The term "merchant cash advance" may be used to describe purchases of future credit card sales receivables that enable a business to receive short-term business loans.

The merchant cash advance is typically used for business purposes such as purchasing inventory, upgrading equipment, renovations, advertising or just meeting a cash flow short fall.

The amount of the business cash advance proceeds are usually based on the volume of credit card processing the business produces on a monthly basis, and can average from 100% to 150% of a month's volume. For example, a business with $50,000 per month in credit card processing that needs a cash advance, would qualify for $50,000 or more with the full advance to be repaid over an agreed amount of time. Repayments are derived or collected from credit card sales at a rate of about 10%-20% per month until paid in full. The great thing about Merchant Cash Advance is that there are no fixed payments; youíll never be charged interest on the debt Ė youíll only ever repay the sum thatís agreed on upfront, and not a dollar more (unless penalties are incurred). Another great thing itís that it is not a loan, but more like a form of receivable factoring.

See what favorable business cash advance rates are waiting for you. You'll get rates which are not usually available through other companies. In the "Products and Services Provided" message box; add, "I want a great rate on a Merchant Cash Advance."